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The MB WAY app is SIBS' digital solution that simplifies your payments by allowing you to do everything in one place! By connecting your mobile phone number to your bank card, you can send, receive and request money, split accounts, generate MB NET virtual cards, shop online and in physical shops with QR Code or NFC and even win prizes. You can track your subscriptions and recurring payments in your app. You can also withdraw cash and use MULTIBANCO just with MB WAY. With MB WAY pulse you can use MB WAY even when your smartphone is switched off, without battery or internet access.
Now, with MB WAY eco you can avoid printing paper receipts at MULTIBANCO terminals when making a purchase with a QR Code.
All of this always with SIBS security guarantee. The MB WAY app is already a reference and has more than 5 million users who use its advantages daily, making it the favorite payment app of the Portuguese.

FUNCTIONALITIES
How to pay with MB WAY?
To pay in shop, when paying for your purchases in physical shops, simply select the "Pagar com MB WAY" button and choose the "QR Code" or "NFC" option.
- QR Code - After the merchant enters the purchase amount in the terminal and confirms OK, a QR Code is generated. Simply scan this QR Code on the payment terminal. If the purchase is more than the amount without PIN, confirm with your MB WAY PIN, touch ID or face ID.
- NFC - Touch your mobile phone to the payment terminal. If the purchase exceeds the amount without PIN, confirm in the MB WAY app and pull over again.
To pay in online shops, select the MB WAY payment method and enter your mobile phone number. You will receive a notification to confirm the payment with your MB WAY PIN.

How to buy with MB NET?
When paying for your online purchases, access the MB WAY app and generate an MB NET card in the "Cartões MB NET" option. Then, on the merchant's website, select pay with card and enter the details of the MB NET card you generated.

How to use MULTIBANCO?
To use the "Utilizar MULTIBANCO” option with the MB WAY app, you must choose the amount you want to withdraw and enter your MB WAY PIN or touch ID. Then, with the generated code, go to a MULTIBANCO ATM, press the green key and choose the "Withdraw Money" option. You can also generate a code for someone else to go to MULTIBANCO to withdraw. You can also use this option “Utilizar MULTIBANCO” to carry out other operations available at MULTIBANCO.

How to send money?
Simply press the "Enviar Dinheiro" button, enter a contact and the amount you want to send and confirm the operation with your MB WAY PIN. The money will be immediately available in your contact's account.

How to request money?
To request money, simply select the "Pedir Dinheiro" button in the app, select the contact you want to ask for money, indicate the amount, and confirm the operation.
How to split an account?
To split an account, simply select the "Dividir Conta" button. Then, select the contacts with whom you want to split the bill, indicate the amount of the bill, and confirm the operation.

How to join authorized payments?
To manage your subscriptions or recurring payments through "Pagamentos Autorizados", simply select this payment method on the participating partner, enter your mobile phone number, confirm on your MB WAY, enter your PIN for confirmation and you're done!

How to activate MB WAY pulse?
Use MB WAY pulse to make contactless payments through another device: bracelet, key ring or clip for your watch, but with the cards you have associated with MB WAY. You can now make purchases with MB WAY pulse without having to have your smartphone with you. It is also possible to shop with your MB WAY pulse when your smartphone is switched off, has no battery or has no internet access.

Note: this app is the only official SIBS app dedicated to MB WAY and MB NET services. You can also use the MB WAY and MB NET functionalities in the apps of the participating banks.

The MB WAY app is SIBS' digital solution that simplifies your payments by allowing you to do everything in one place! By connecting your mobile phone number to your bank card, you can send, receive and request money, split accounts, generate MB NET virtual cards, shop online and in physical shops with QR Code or NFC and even win prizes. You can track your subscriptions and recurring payments in your app. You can also withdraw cash and use MULTIBANCO just with MB WAY. Now with the latest innovation, MB WAY pulse you can use MB WAY even when your smartphone is switched off, without battery or internet access.
All this always with the security guarantee of SIBS. The MB WAY app is already a reference and has 5 million users who use its advantages daily making it the favorite payment app of the Portuguese.

FUNCTIONALITIES

How to pay with MB WAY?
To pay in shop, when paying for your purchases in physical shops, simply select the "Pagar com MB WAY" button and choose the "QR Code" or "NFC" option.
- QR Code - After the merchant enters the purchase amount in the terminal and confirms OK, a QR Code is generated. Simply scan this QR Code on the payment terminal. If the purchase is more than the amount without PIN, confirm with your MB WAY PIN, touch ID or face ID.
- NFC - Touch your mobile phone to the payment terminal. If the purchase exceeds the amount without PIN, confirm in the MB WAY app and pull over again.
To pay in online shops, select the MB WAY payment method and enter your mobile phone number. You will receive a notification to confirm the payment with your MB WAY PIN.

How to buy with MB NET?
When paying for your online purchases, access the MB WAY app and generate an MB NET card in the "Cartões MB NET" option. Then, on the merchant's website, select pay with card and enter the details of the MB NET card you generated.

How to withdraw money at MULTIBANCO?
To use the "Levantar Dinheiro" option with the MB WAY app, you must choose the amount you want to withdraw and enter your MB WAY PIN or touch ID. Then, with the generated code, go to a MULTIBANCO ATM, press the green key and choose the "Withdraw Money" option.
You can also generate a code for someone else to go to MULTIBANCO to withdraw.

How to send money?
Simply press the "Enviar Dinheiro" button, enter a contact and the amount you want to send and confirm the operation with your MB WAY PIN. The money will be immediately available in your contact's account.

How to request money?
To request money, simply select the "Pedir Dinheiro" button in the app, select the contact you want to ask for money, indicate the amount, and confirm the operation.

How to split an account?
To split an account, simply select the "Dividir Conta" button. Then, select the contacts with whom you want to split the bill, indicate the amount of the bill, and confirm the operation.

How to join authorized payments?
To manage your subscriptions or recurring payments through "Pagamentos Autorizados", simply select this payment method on the participating partner, enter your mobile phone number, confirm on your MB WAY, enter your PIN for confirmation and you're done!

How to activate MB WAY pulse?
Use MB WAY pulse to make contactless payments through another device: bracelet, key ring or clip for your watch, but with the cards you have associated with MB WAY. You can now make purchases with MB WAY pulse without having to have your smartphone with you. It is also possible to shop with your MB WAY pulse when your smartphone is switched off, has no battery or has no internet access.
Note: this app is the only official SIBS app dedicated to MB WAY and MB NET services. You can also use the MB WAY and MB NET functionalities in the apps of the participating banks.

The MB WAY app is SIBS' digital solution that simplifies your payments by allowing you to do everything in one place! By connecting your mobile phone number to your bank card, you can send, receive and request money, split accounts, generate MB NET virtual cards, shop online and in physical shops with QR Code or NFC and even win prizes. You can track your subscriptions and recurring payments in your app. You can also withdraw cash and use MULTIBANCO just with MB WAY. Now with the latest innovation, MB WAY pulse you can use MB WAY even when your smartphone is switched off, without battery or internet access.
All this always with the security guarantee of SIBS. The MB WAY app is already a reference and has 5 million users who use its advantages daily making it the favorite payment app of the Portuguese.

FUNCTIONALITIES

How to pay with MB WAY?
To pay in shop, when paying for your purchases in physical shops, simply select the "Pagar com MB WAY" button and choose the "QR Code" or "NFC" option.
- QR Code - After the merchant enters the purchase amount in the terminal and confirms OK, a QR Code is generated. Simply scan this QR Code on the payment terminal. If the purchase is more than the amount without PIN, confirm with your MB WAY PIN, touch ID or face ID.
- NFC - Touch your mobile phone to the payment terminal. If the purchase exceeds the amount without PIN, confirm in the MB WAY app and pull over again.
To pay in online shops, select the MB WAY payment method and enter your mobile phone number. You will receive a notification to confirm the payment with your MB WAY PIN.

How to buy with MB NET?
When paying for your online purchases, access the MB WAY app and generate an MB NET card in the "Cartões MB NET" option. Then, on the merchant's website, select pay with card and enter the details of the MB NET card you generated.

How to withdraw money at MULTIBANCO?
To use the "Levantar Dinheiro" option with the MB WAY app, you must choose the amount you want to withdraw and enter your MB WAY PIN or touch ID. Then, with the generated code, go to a MULTIBANCO ATM, press the green key and choose the "Withdraw Money" option.
You can also generate a code for someone else to go to MULTIBANCO to withdraw.

How to send money?
Simply press the "Enviar Dinheiro" button, enter a contact and the amount you want to send and confirm the operation with your MB WAY PIN. The money will be immediately available in your contact's account.

How to request money?
To request money, simply select the "Pedir Dinheiro" button in the app, select the contact you want to ask for money, indicate the amount, and confirm the operation.

How to split an account?
To split an account, simply select the "Dividir Conta" button. Then, select the contacts with whom you want to split the bill, indicate the amount of the bill, and confirm the operation.

How to join authorized payments?
To manage your subscriptions or recurring payments through "Pagamentos Autorizados", simply select this payment method on the participating partner, enter your mobile phone number, confirm on your MB WAY, enter your PIN for confirmation and you're done!

How to activate MB WAY pulse?
Use MB WAY pulse to make contactless payments through another device: bracelet, key ring or clip for your watch, but with the cards you have associated with MB WAY. You can now make purchases with MB WAY pulse without having to have your smartphone with you. It is also possible to shop with your MB WAY pulse when your smartphone is switched off, has no battery or has no internet access.
Note: this app is the only official SIBS app dedicated to MB WAY and MB NET services. You can also use the MB WAY and MB NET functionalities in the apps of the participating banks.

The MB WAY app is SIBS' digital solution that simplifies your payments by allowing you to do everything in one place! By connecting your mobile phone number to your bank card, you can send, receive and request money, split accounts, generate MB NET virtual cards, shop online and in physical shops with QR Code or NFC and even win prizes. You can track your subscriptions and recurring payments in your app. You can also withdraw cash and use MULTIBANCO just with MB WAY. Now with the latest innovation, MB WAY pulse you can use MB WAY even when your smartphone is switched off, without battery or internet access.
All this always with the security guarantee of SIBS. The MB WAY app is already a reference and has 5 million users who use its advantages daily making it the favorite payment app of the Portuguese.

FUNCTIONALITIES

How to pay with MB WAY?
To pay in shop, when paying for your purchases in physical shops, simply select the "Pagar com MB WAY" button and choose the "QR Code" or "NFC" option.
- QR Code - After the merchant enters the purchase amount in the terminal and confirms OK, a QR Code is generated. Simply scan this QR Code on the payment terminal. If the purchase is more than the amount without PIN, confirm with your MB WAY PIN, touch ID or face ID.
- NFC - Touch your mobile phone to the payment terminal. If the purchase exceeds the amount without PIN, confirm in the MB WAY app and pull over again.
To pay in online shops, select the MB WAY payment method and enter your mobile phone number. You will receive a notification to confirm the payment with your MB WAY PIN.

How to buy with MB NET?
When paying for your online purchases, access the MB WAY app and generate an MB NET card in the "Cartões MB NET" option. Then, on the merchant's website, select pay with card and enter the details of the MB NET card you generated.

How to withdraw money at MULTIBANCO?
To use the "Levantar Dinheiro" option with the MB WAY app, you must choose the amount you want to withdraw and enter your MB WAY PIN or touch ID. Then, with the generated code, go to a MULTIBANCO ATM, press the green key and choose the "Withdraw Money" option.
You can also generate a code for someone else to go to MULTIBANCO to withdraw.

How to send money?
Simply press the "Enviar Dinheiro" button, enter a contact and the amount you want to send and confirm the operation with your MB WAY PIN. The money will be immediately available in your contact's account.

How to request money?
To request money, simply select the "Pedir Dinheiro" button in the app, select the contact you want to ask for money, indicate the amount, and confirm the operation.

How to split an account?
To split an account, simply select the "Dividir Conta" button. Then, select the contacts with whom you want to split the bill, indicate the amount of the bill, and confirm the operation.

How to join authorized payments?
To manage your subscriptions or recurring payments through "Pagamentos Autorizados", simply select this payment method on the participating partner, enter your mobile phone number, confirm on your MB WAY, enter your PIN for confirmation and you're done!

How to activate MB WAY pulse?
Use MB WAY pulse to make contactless payments through another device: bracelet, key ring or clip for your watch, but with the cards you have associated with MB WAY. You can now make purchases with MB WAY pulse without having to have your smartphone with you. It is also possible to shop with your MB WAY pulse when your smartphone is switched off, has no battery or has no internet access.
Note: this app is the only official SIBS app dedicated to MB WAY and MB NET services. You can also use the MB WAY and MB NET functionalities in the apps of the participating banks.

The MB WAY app is SIBS' digital solution that simplifies your payments by allowing you to do everything in one place! By connecting your mobile phone number to your bank card, you can send, receive and request money, split accounts, generate MB NET virtual cards, shop online and in physical shops with QR Code or NFC and even win prizes. You can track your subscriptions and recurring payments in your app. You can also withdraw cash and use MULTIBANCO just with MB WAY. Now with the latest innovation, MB WAY pulse you can use MB WAY even when your smartphone is switched off, without battery or internet access.
All this always with the security guarantee of SIBS. The MB WAY app is already a reference and has 5 million users who use its advantages daily making it the favorite payment app of the Portuguese.

FUNCTIONALITIES

How to pay with MB WAY?
To pay in shop, when paying for your purchases in physical shops, simply select the "Pagar com MB WAY" button and choose the "QR Code" or "NFC" option.
- QR Code - After the merchant enters the purchase amount in the terminal and confirms OK, a QR Code is generated. Simply scan this QR Code on the payment terminal. If the purchase is more than the amount without PIN, confirm with your MB WAY PIN, touch ID or face ID.
- NFC - Touch your mobile phone to the payment terminal. If the purchase exceeds the amount without PIN, confirm in the MB WAY app and pull over again.
To pay in online shops, select the MB WAY payment method and enter your mobile phone number. You will receive a notification to confirm the payment with your MB WAY PIN.

How to buy with MB NET?
When paying for your online purchases, access the MB WAY app and generate an MB NET card in the "Cartões MB NET" option. Then, on the merchant's website, select pay with card and enter the details of the MB NET card you generated.

How to withdraw money at MULTIBANCO?
To use the "Levantar Dinheiro" option with the MB WAY app, you must choose the amount you want to withdraw and enter your MB WAY PIN or touch ID. Then, with the generated code, go to a MULTIBANCO ATM, press the green key and choose the "Withdraw Money" option.
You can also generate a code for someone else to go to MULTIBANCO to withdraw.

How to send money?
Simply press the "Enviar Dinheiro" button, enter a contact and the amount you want to send and confirm the operation with your MB WAY PIN. The money will be immediately available in your contact's account.

How to request money?
To request money, simply select the "Pedir Dinheiro" button in the app, select the contact you want to ask for money, indicate the amount, and confirm the operation.

How to split an account?
To split an account, simply select the "Dividir Conta" button. Then, select the contacts with whom you want to split the bill, indicate the amount of the bill, and confirm the operation.

How to join authorized payments?
To manage your subscriptions or recurring payments through "Pagamentos Autorizados", simply select this payment method on the participating partner, enter your mobile phone number, confirm on your MB WAY, enter your PIN for confirmation and you're done!

How to activate MB WAY pulse?
Use MB WAY pulse to make contactless payments through another device: bracelet, key ring or clip for your watch, but with the cards you have associated with MB WAY. You can now make purchases with MB WAY pulse without having to have your smartphone with you. It is also possible to shop with your MB WAY pulse when your smartphone is switched off, has no battery or has no internet access.
Note: this app is the only official SIBS app dedicated to MB WAY and MB NET services. You can also use the MB WAY and MB NET functionalities in the apps of the participating banks.

MB WAY app is SIBS’s digital wallet to simplify mobile payments! By associating your mobile number to your bankcard, you can make all your payments with your smartphone. You can purchase and pay in-store with the MB WAY QR code displayed on the terminal. You can also purchase online with MB NET virtual cards. You can send, receive and request money and split bills without having to carry your physical wallet. You can now control your subscriptions and recurring purchases through the new Authorised Payments feature that allows you to manage and organise everything in one single place. You can also win prizes with the Challenge! All this and much more, always with experience and safety guaranteed by SIBS.

The MB WAY app is a reference and has over 4,5 million users who daily take advantage of its unique features. MB WAY is the most complete Portuguese payment app and network!

To start using MB WAY, you can enrol through the app or at a MULTIBANCO ATM. Just connect your card with your mobile number and set your MB WAY PIN! You can also active your finger tip and face id through your smartphone.

Pay with MB WAY
When you pay your in-store purchases, just select the “Pagar com MB WAY” button. You can choose the following options to pay:
- QR Code – Select the option in your app and read the QR Code at the payment terminal. If your purchase exceeds the threshold for PIN authentication, you must authorise the purchase, and only after that, you will receive the confirmation.

- NFC – Pull over your mobile phone NFC antenna to the payment terminal antenna (typically at the upper end of the terminal). If your purchase exceeds the threshold for PIN authentication, authorise it, pull over your mobile phone again and you will receive the confirmation.

To pay at online stores, select the MB WAY payment method, insert your mobile number and you will receive a notification to confirm the in-app payment.

Purchase with MB NET
To pay your online purchases, access the MB WAY app and create an MB NET card at the “Criar Cartão MB NET” option. In the online store, select “Pagar com Cartão” and insert the MB NET card data (number, expiration and CVV). You do not have to enter or share any real data of your physical cards at the online store.

Withdraw money at MULTIBANCO
To Withdraw Money with MB WAY click on “Levantar Dinheiro” in the app, choose the amount and enter your PIN. Then, with the code generated, go to a MULTIBANCO ATM, press the green button and choose the option "Levantar Dinheiro", enter the code and withdraw your money.

You can also generate a code for someone else to withdraw money at a MULTIBANCO ATM terminal.

MB WAY app is SIBS’s digital wallet to simplify mobile payments! By associating your mobile number to your bankcard, you can make all your payments with your smartphone. You can purchase and pay in-store with the MB WAY QR code displayed on the terminal. You can also purchase online with MB NET virtual cards. You can send, receive and request money and split bills without having to carry your physical wallet. You can now control your subscriptions and recurring purchases through the new Authorised Payments feature that allows you to manage and organise everything in one single place. You can also win prizes with the Challenge! All this and much more, always with experience and safety guaranteed by SIBS.

The MB WAY app is a reference and has over 4,5 million users who daily take advantage of its unique features. MB WAY is the most complete Portuguese payment app and network!

To start using MB WAY, you can enrol through the app or at a MULTIBANCO ATM. Just connect your card with your mobile number and set your MB WAY PIN! You can also active your finger tip and face id through your smartphone.

Pay with MB WAY
When you pay your in-store purchases, just select the “Pagar com MB WAY” button. You can choose the following options to pay:
- QR Code – Select the option in your app and read the QR Code at the payment terminal. If your purchase exceeds the threshold for PIN authentication, you must authorise the purchase, and only after that, you will receive the confirmation.

- NFC – Pull over your mobile phone NFC antenna to the payment terminal antenna (typically at the upper end of the terminal). If your purchase exceeds the threshold for PIN authentication, authorise it, pull over your mobile phone again and you will receive the confirmation.

To pay at online stores, select the MB WAY payment method, insert your mobile number and you will receive a notification to confirm the in-app payment.

Purchase with MB NET
To pay your online purchases, access the MB WAY app and create an MB NET card at the “Criar Cartão MB NET” option. In the online store, select “Pagar com Cartão” and insert the MB NET card data (number, expiration and CVV). You do not have to enter or share any real data of your physical cards at the online store.

Withdraw money at MULTIBANCO
To Withdraw Money with MB WAY click on “Levantar Dinheiro” in the app, choose the amount and enter your PIN. Then, with the code generated, go to a MULTIBANCO ATM, press the green button and choose the option "Levantar Dinheiro", enter the code and withdraw your money.

You can also generate a code for someone else to withdraw money at a MULTIBANCO ATM terminal.