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Switch to Selcom Pesa…or Keep Overpaying

Designed to Help You Keep More of What You Earn.

Most apps quietly charge you more than they should — Selcom Pesa doesn’t.
Selcom Pesa is a digital financial app licensed by the Bank of Tanzania (BoT) and designed for Tanzanian citizens living globally. You can open an account easily using your valid NIDA card or Tanzanian passport.

What Makes Selcom Pesa Stand Out

Choose a Transactional Bundle that Fits Your Lifestyle
Save more as you spend:
• Daily – Kwa Jero: 5 transactions for 24 hours
• Weekly – Wiki Boost: 35 transactions for 7 days
• Monthly – Hello Mwezi: 150 transactions for 30 days

Instant Loans and Credit Score Access
Track your Selcom Pesa Credit Score and unlock pre-approved 7-day and 14-day digital loans up to TZS 1,000,000.
Boost your score by:
• Transacting frequently
• Uploading your mobile money statement
• Repaying on time

Loan Examples
7-Day Loan
• Loan Amount: TZS 50,000
• Interest Fee: TZS 6,500
• Total Repayment within 7 days: TZS 56,500
Penalty added after 7 days: TZS 1695
APR* 16%

14-Day Loan Example
• Loan Amount: TZS 50,000
• Interest Fee: TZS 8,500
• Total Repayment within 14 days: TZS 58,500
Penalty added after 14 days: TZS 2925
APR* 22%

*Annual Percentage Rate (APR)
Jisoti loans are short-term emergency loans. The cost of a Jisoti loan is: a once-off Interest (13% for 7 day loan and 17% for 14 day loan) and a once-off penalty (3% for 7 day loan and 5% for 14 day loan) on outstanding amount.
If the loan is repaid within term (7/14 days), annual cost to the customer is Interest only.
If the loan is repaid after 60 days, the annual cost to the customer is Interest and Penalty (applied once on outstanding unpaid amount). There is no other fee or compounding charge that the customer would be liable to pay at the end of the year or in perpetuity.

Smart and Easy Onboarding
Open your Selcom Pesa account in minutes using just your mobile number and NIDA biometrics.
No paperwork. No hassle.

Flexible Accounts
Manage your Main, Kibubu (Savings), and Qwikrewards balances seamlessly — all in one place.

Secure and Instant Payments
Pay any merchant in Tanzania via TanQR or Lipa Namba — fast, reliable, and secure.

Rewards for Invite
Earn up to TZS 2,000 for every friend who joins Selcom Pesa and starts transacting.
(Terms and Conditions apply.)

Get an Instant Selcom Lipa Namba (TanQR)
Register instantly within the app to receive payments through your Selcom Lipa number — ideal for small businesses, side hustles, and freelancers.

Built for All
• 24/7 customer support (toll-free)
• Bilingual experience — English or Kiswahili
• Advanced encryption and compliance with BoT regulations

Download Selcom Pesa today and experience faster, smarter, and more rewarding financial freedom — built for Tanzanians, wherever you are in the world.

Switch to Selcom Pesa…or Keep Overpaying

Designed to Help You Keep More of What You Earn.

Most apps quietly charge you more than they should. Selcom Pesa doesn’t.

What Makes Selcom Pesa Stand out:
Choose a transactional bundle that fits your lifestyle and save more as you spend:
• Daily – Kwa Jero: 5 transactions for 24 Hours
• Weekly – Wiki Boost: 35 transactions for 7 days
• Monthly – Hello Mwezi: 150 transactions for 30 days

Instant Loans and Credit Score Access
Track your Selcom Pesa Credit Score and unlock pre-approved 7 & 14 day digital loans up to TZS 500,000.
Boost your score by transacting often, uploading of mobile money statement and repaying on time.

7-Day Loan Example:
Loan Amount: TZS 50,000
Interest Fee: TZS 6,500
Total Repayment: TZS 56,500 after 7 days

14-Day Loan Example:
Loan Amount: TZS 50,000
Interest Fee: TZS 8,500
Total Repayment: TZS 58,500 after 14 days

Important
• Jisoti loans are designed as short-term emergency loans, not long-term credit. The APR is shown to comply with regulatory guidelines and App Store policy. It represents the cost if the loan were renewed repeatedly over one year — which is not how these loans are used. Your actual cost is the fixed interest fee stated above.

Smart and Easy Onboarding
Open your Selcom Pesa account in minutes using just your mobile number and NIDA biometrics in minutes. No paperwork, No hassle.

Flexible Accounts
Manage your Main, Kibubu (Savings), and Qwikrewards balances seamlessly from one app.

Secure and Instant Payments
Pay any merchant in Tanzania via TanQR or Lipa Namba. Fast, reliable, and secure.

Rewards for Invite
Earn a total referral bonus of TZS 2,000 for every friend you invite who signs up and starts using Selcom Pesa (Terms and Conditions apply).

Get an Instant Selcom Lipa Namba (TanQR)
With just one step of registration within Selcom Pesa, start receiving payments instantly using your Selcom Lipa number. Perfect for small businesses, side hustles, and professionals.

Built for All
• 24/7 customer support, toll-free and always available
• Bilingual experience — choose English or Kiswahili during setup
• Advanced encryption ensures your data and transactions remain protected

Download Selcom Pesa today and experience faster, smarter, and more rewarding financial freedom

Switch to Selcom Pesa…or Keep Overpaying

Designed to Help You Keep More of What You Earn.

Most apps quietly charge you more than they should. Selcom Pesa doesn’t.

What Makes Selcom Pesa Stand out:
Choose a transactional bundle that fits your lifestyle and save more as you spend:
• Daily – Kwa Jero: 5 transactions for 24 Hours
• Weekly – Wiki Boost: 35 transactions for 7 days
• Monthly – Hello Mwezi: 150 transactions for 30 days

Instant Loans and Credit Score Access
Track your Selcom Pesa Credit Score and unlock pre-approved 7 & 14 day digital loans up to TZS 500,000.
Boost your score by transacting often, uploading of mobile money statement and repaying on time.

7-Day Loan Example:
Loan Amount: TZS 50,000
Interest Fee: TZS 6,500
Total Repayment: TZS 56,500 after 7 days

14-Day Loan Example:
Loan Amount: TZS 50,000
Interest Fee: TZS 8,500
Total Repayment: TZS 58,500 after 14 days

Important
• Jisoti loans are designed as short-term emergency loans, not long-term credit. The APR is shown to comply with regulatory guidelines and App Store policy. It represents the cost if the loan were renewed repeatedly over one year — which is not how these loans are used. Your actual cost is the fixed interest fee stated above.

Smart and Easy Onboarding
Open your Selcom Pesa account in minutes using just your mobile number and NIDA biometrics in minutes. No paperwork, No hassle.

Flexible Accounts
Manage your Main, Kibubu (Savings), and Qwikrewards balances seamlessly from one app.

Secure and Instant Payments
Pay any merchant in Tanzania via TanQR or Lipa Namba. Fast, reliable, and secure.

Rewards for Invite
Earn a total referral bonus of TZS 2,000 for every friend you invite who signs up and starts using Selcom Pesa (Terms and Conditions apply).

Get an Instant Selcom Lipa Namba (TanQR)
With just one step of registration within Selcom Pesa, start receiving payments instantly using your Selcom Lipa number. Perfect for small businesses, side hustles, and professionals.

Built for All
• 24/7 customer support, toll-free and always available
• Bilingual experience — choose English or Kiswahili during setup
• Advanced encryption ensures your data and transactions remain protected

Download Selcom Pesa today and experience faster, smarter, and more rewarding financial freedom

We aim to transform how Tanzanians interact with money - making transactions faster, safer and more rewarding. Whether you're a Millennial or Gen Z, Business Owner or Professional, Selcom Pesa is designed for anyone seeking smarter, affordable financial solutions.


Key Features:

Smart Onboarding: Self-register and open an account with just your phone number and NIDA biometrics.

Flexible Accounts: Manage your main account, savings (Kibubu) and reward (Qwikrewards) balances effortlessly.

Secure Payments: Pay for goods and services to any merchant in Tanzania using TanQR or Lipa number.

Savings Made Simple: Save with Kibubu by setting aside a percentage of transactions or a specific amount.

Rewards for Use: Earn Qwikrewards for transactions and redeem them for merchant or bill payments.

24/7 Support: Reach our toll-free customer support anytime for instant assistance.

Bilingual Support: Choose your preferred language during onboarding for a personalized experience.

Safe and Secure: Advanced encryption keeps your data and transactions protected.

Join a family of satisfied customers and experience banking that puts you first. Download Selcom Pesa today and take control of your financial future.


Selcom Pesa is a product of Selcom Microfinance Bank.

We aim to transform how Tanzanians interact with money - making transactions faster, safer and more rewarding. Whether you're a Millennial or Gen Z, Business Owner or Professional, Selcom Pesa is designed for anyone seeking smarter, affordable financial solutions.


Key Features:

Smart Onboarding: Self-register and open an account with just your phone number and NIDA biometrics.

Flexible Accounts: Manage your main account, savings (Kibubu) and reward (Qwikrewards) balances effortlessly.

Secure Payments: Pay for goods and services to any merchant in Tanzania using TanQR or Lipa number.

Savings Made Simple: Save with Kibubu by setting aside a percentage of transactions or a specific amount.

Rewards for Use: Earn Qwikrewards for transactions and redeem them for merchant or bill payments.

24/7 Support: Reach our toll-free customer support anytime for instant assistance.

Bilingual Support: Choose your preferred language during onboarding for a personalized experience.

Safe and Secure: Advanced encryption keeps your data and transactions protected.

Join a family of satisfied customers and experience banking that puts you first. Download Selcom Pesa today and take control of your financial future.


Selcom Pesa is a product of Selcom Microfinance Bank.

We aim to transform how Tanzanians interact with money - making transactions faster, safer and more rewarding. Whether you're a Millennial or Gen Z, Business Owner or Professional, Selcom Pesa is designed for anyone seeking smarter, affordable financial solutions.


Key Features:

Smart Onboarding: Self-register and open an account with just your phone number and NIDA biometrics.

Flexible Accounts: Manage your main account, savings (Kibubu) and reward (Qwikrewards) balances effortlessly.

Secure Payments: Pay for goods and services to any merchant in Tanzania using TanQR or Lipa number.

Savings Made Simple: Save with Kibubu by setting aside a percentage of transactions or a specific amount.

Rewards for Use: Earn Qwikrewards for transactions and redeem them for merchant or bill payments.

24/7 Support: Reach our toll-free customer support anytime for instant assistance.

Bilingual Support: Choose your preferred language during onboarding for a personalized experience.

Safe and Secure: Advanced encryption keeps your data and transactions protected.

Join a family of satisfied customers and experience banking that puts you first. Download Selcom Pesa today and take control of your financial future.


Selcom Pesa is a product of Selcom Microfinance Bank.