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ChitChat is an app that combines messaging with global payments so you can chat, send, and spend from anywhere in the world.

ChitChat USD Physical Debit Card
Use your card online, in-store, or at any ATM that accepts Mastercard, with no foreign exchange fees. We convert your spending at the Mastercard exchange rate, always settling at the best rate for you. It’s global, contactless, and cost-effective.

Send Money Like a Message
Whether you’re catching up with friends or supporting family abroad, you can move money instantly from within any chat.

With our built-in USD Wallet, you can:
• Transfer funds to bank accounts and mobile wallets;
• Pay online using secure virtual cards;
• Manage subscriptions effortlessly;
• Benefit from competitive exchange rates.

From anywhere in the world, you can use your ChitChat Wallet to send money to banks, cash or mobile wallets in Canada (CAD), Ghana (GHS), Japan (JPY), Malaysia (MYR), Rwanda (RWF), South Africa (ZAR), Tanzania (TZS), United Kingdom (GBP), United States of America (USD), Zambia (ZMW) and Zimbabwe (USD)

Group & Joint Wallets
Create a Group Wallet to pool funds with friends, family, or community members: ideal for saving toward shared goals like travel, events, or household projects. Everyone contributes, sees the balance, and helps decide how to spend it.

Set up a Joint Wallet with a partner or teammate to manage shared expenses like bills, trips, or business costs. Both users can access funds, track activity, and spend via linked ChitChat Debit Cards or transfers.

ChitChat brings your conversations and your financial life together in one smart platform.

ChitChat is an app that combines messaging with global payments so you can chat, send, and spend from anywhere in the world.

ChitChat USD Physical Debit Card
Use your card online, in-store, or at any ATM that accepts Mastercard, with no foreign exchange fees. We convert your spending at the Mastercard exchange rate, always settling at the best rate for you. It’s global, contactless, and cost-effective.

Send Money Like a Message
Whether you’re catching up with friends or supporting family abroad, you can move money instantly from within any chat.

With our built-in USD Wallet, you can:
• Transfer funds to bank accounts and mobile wallets;
• Pay online using secure virtual cards;
• Manage subscriptions effortlessly;
• Benefit from competitive exchange rates.

From anywhere in the world, you can use your ChitChat Wallet to send money to banks, cash or mobile wallets in Canada (CAD), Ghana (GHS), Japan (JPY), Malaysia (MYR), Rwanda (RWF), South Africa (ZAR), Tanzania (TZS), United Kingdom (GBP), United States of America (USD), Zambia (ZMW) and Zimbabwe (USD)

Group & Joint Wallets
Create a Group Wallet to pool funds with friends, family, or community members: ideal for saving toward shared goals like travel, events, or household projects. Everyone contributes, sees the balance, and helps decide how to spend it.

Set up a Joint Wallet with a partner or teammate to manage shared expenses like bills, trips, or business costs. Both users can access funds, track activity, and spend via linked ChitChat Debit Cards or transfers.

ChitChat brings your conversations and your financial life together in one smart platform.

ChitChat combines seamless messaging with powerful global money movement, giving you a single app for conversations and transactions worldwide.

Send money as easily as sending a message – whether you're chatting with friends, transacting for business or supporting family abroad. With our built-in USD Wallet and Virtual Debit Cards, you can:
• Message and move money instantly within chats;
• Send funds directly to bank accounts, cash locations and mobile wallets around the world;
• Pay with virtual cards on millions of global websites;
• Manage subscriptions with secure virtual cards;
• Access competitive Mastercard exchange rates.

From anywhere in the world, ChitChat lets you reliably send money to Canada, Ghana, Japan, Malaysia, Rwanda, South Africa, Tanzania, UK, Zambia, Zimbabwe, and more destinations being added. Whether you're sending to banks, mobile wallets, or cash pickup locations, your money arrives quickly and securely.

No more juggling multiple apps or paying excessive fees. ChitChat brings your conversations and financial life together in one powerful platform, making global money movement as natural as staying in touch.

Download ChitChat and experience messaging that means business.

ChitChat combines seamless messaging with powerful global money movement, giving you a single app for conversations and transactions worldwide.

Send money as easily as sending a message – whether you're chatting with friends, transacting for business or supporting family abroad. With our built-in USD Wallet and Virtual Debit Cards, you can:
• Message and move money instantly within chats;
• Send funds directly to bank accounts, cash locations and mobile wallets around the world;
• Pay with virtual cards on millions of global websites;
• Manage subscriptions with secure virtual cards;
• Access competitive Mastercard exchange rates.

From anywhere in the world, ChitChat lets you reliably send money to Canada, Ghana, Japan, Malaysia, Rwanda, South Africa, Tanzania, UK, Zambia, Zimbabwe, and more destinations being added. Whether you're sending to banks, mobile wallets, or cash pickup locations, your money arrives quickly and securely.

No more juggling multiple apps or paying excessive fees. ChitChat brings your conversations and financial life together in one powerful platform, making global money movement as natural as staying in touch.

Download ChitChat and experience messaging that means business.

ChitChat combines seamless messaging with powerful global money movement, giving you a single app for conversations and transactions worldwide.

Send money as easily as sending a message – whether you're chatting with friends, transacting for business or supporting family abroad. With our built-in USD Wallet and Virtual Debit Cards, you can:
• Message and move money instantly within chats;
• Send funds directly to bank accounts, cash locations and mobile wallets around the world;
• Pay with virtual cards on millions of global websites;
• Manage subscriptions with secure virtual cards;
• Access competitive Mastercard exchange rates.

From anywhere in the world, ChitChat lets you reliably send money to Canada, Ghana, Japan, Malaysia, Rwanda, South Africa, Tanzania, UK, Zambia, Zimbabwe, and more destinations being added. Whether you're sending to banks, mobile wallets, or cash pickup locations, your money arrives quickly and securely.

No more juggling multiple apps or paying excessive fees. ChitChat brings your conversations and financial life together in one powerful platform, making global money movement as natural as staying in touch.

Download ChitChat and experience messaging that means business.

ChitChat combines seamless messaging with powerful global money movement, giving you a single app for conversations and transactions worldwide.

Send money as easily as sending a message – whether you're chatting with friends, transacting for business or supporting family abroad. With our built-in USD Wallet and Virtual Debit Cards, you can:
• Message and move money instantly within chats;
• Send funds directly to bank accounts, cash locations and mobile wallets around the world;
• Pay with virtual cards on millions of global websites;
• Manage subscriptions with secure virtual cards;
• Access competitive Mastercard exchange rates.

From anywhere in the world, ChitChat lets you reliably send money to Canada, Ghana, Japan, Malaysia, Rwanda, South Africa, Tanzania, UK, Zambia, Zimbabwe, and more destinations being added. Whether you're sending to banks, mobile wallets, or cash pickup locations, your money arrives quickly and securely.

No more juggling multiple apps or paying excessive fees. ChitChat brings your conversations and financial life together in one powerful platform, making global money movement as natural as staying in touch.

Download ChitChat and experience messaging that means business.

ChitChat combines seamless messaging with powerful global money movement, giving you a single app for conversations and transactions worldwide.

Send money as easily as sending a message – whether you're chatting with friends, transacting for business or supporting family abroad. With our built-in USD Wallet and Virtual Debit Cards, you can:
• Message and move money instantly within chats;
• Send funds directly to bank accounts, cash locations and mobile wallets around the world;
• Pay with virtual cards on millions of global websites;
• Manage subscriptions with secure virtual cards;
• Access competitive Mastercard exchange rates.

From anywhere in the world, ChitChat lets you reliably send money to Canada, Ghana, Japan, Malaysia, Rwanda, South Africa, Tanzania, UK, Zambia, Zimbabwe, and more destinations being added. Whether you're sending to banks, mobile wallets, or cash pickup locations, your money arrives quickly and securely.

No more juggling multiple apps or paying excessive fees. ChitChat brings your conversations and financial life together in one powerful platform, making global money movement as natural as staying in touch.

Download ChitChat and experience messaging that means business.

ChitChat combines seamless messaging with powerful global money movement, giving you a single app for conversations and transactions worldwide.

Send money as easily as sending a message – whether you're chatting with friends, transacting for business or supporting family abroad. With our built-in USD Wallet and Virtual Debit Cards, you can:
• Message and move money instantly within chats;
• Send funds directly to bank accounts, cash locations and mobile wallets around the world;
• Pay with virtual cards on millions of global websites;
• Manage subscriptions with secure virtual cards;
• Access competitive Mastercard exchange rates.

From anywhere in the world, ChitChat lets you reliably send money to Canada, Ghana, Japan, Malaysia, Rwanda, South Africa, Tanzania, UK, Zambia, Zimbabwe, and more destinations being added. Whether you're sending to banks, mobile wallets, or cash pickup locations, your money arrives quickly and securely.

No more juggling multiple apps or paying excessive fees. ChitChat brings your conversations and financial life together in one powerful platform, making global money movement as natural as staying in touch.

Download ChitChat and experience messaging that means business.