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The Bajaj Finserv app is here to simplify your bill payments and manage all your financial needs/relations. You can also apply for Personal Loan, RBL Credit Card, EMI card, pay bills, mobile recharge, get Insurance online, book Fixed Deposit & shop for the latest electronics & home appliances with Bajaj Finserv App.

- Instant Personal Loan App

Apply for an instant personal loan of up to ₹25 Lakh & get quick approval with this loan app. An instant personal loan is available at minimal documentation for professionals & self-employed individuals at affordable interest rates.

Highlights of Personal Loan:

● Finance Amount: ₹30,000 to ₹25 Lakh
● Repayment Tenure: 12 to 84 months
● Rate of Interest / Annual Percentage Rate (APR): 12% to 34%
● Processing Fees: ₹500 to ₹2000

For ₹1,00,000/- borrowed at an Interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹1000, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,14,572.
*Interest rate and processing fees vary as per the products.

- Mobile Recharge, DTH & Bill Payment app

● Mobile Recharge app: Recharge mobile for all top operators like Vi, Reliance Jio, Airtel, BSNL etc. via UPI payment & Wallet. Choose from the top prepaid recharge plans & pay for mobile recharge right from home & earn cashback by using the Bajaj Finserv app for recharge.
● DTH Recharge app: Pay for DTH recharge for top billers like Tatasky, Airtel DTH, Jio Fiber, Videocon D2H, Sun Direct TV, etc.
● Bill Payment app: Pay for electricity bill along with utilities such as water bill, LPG, etc via UPI payment and wallet. Find all top service providers like MSEB, Adani Electricity Mumbai, BSES, BESCOM, Indane Gas, HP Gas, Bharat Gas etc. You can earn cashback for bill payments & get it instantly credited in Bajaj Finserv app wallet.
● FASTag: Pay and manage your FASTag account using Bajaj Pay UPI for any vehicle & skip the toll.

Bajaj Finserv App offers fast and secure payments via BHIM UPI. You can send/receive money, pay monthly bills through UPI enabled QR or directly from Bank Account by authenticating UPI PIN linked to your UPI ID. Load money in your Bajaj Pay Wallet to make in-store and online payments easily. You can use your wallet balance to make online bill payments easily. Save on your monthly bills by making payments using your earned Bajaj Coins. You can also use the Bajaj Coins to buy vouchers at Bajaj Dealz or encash them in your wallet!

- Shop online on EMI

● Mobile on EMI: Shop for latest mobiles including Samsung, MI, Oppo, Vivo, Oneplus, Xiaomi, Realme, Nokia etc at Easy EMIs.
● Home appliances & Lifestyle products on EMI: Upgrade your home with the latest Home Appliances, shop for Furniture, Fitness Equipment, etc at Easy EMIs.

- EMI Card

Get your EMI card by applying online using the mobile app. Pay EMIs online & get access to the latest deals & offers. Digitize your card & get access to your EMI Card limit.

- Credit Card

Apply for Bajaj Finserv Co-brand Credit Card in 3 easy steps. Make credit card bill payments & download statements via this Credit Card App. Enjoy 0 interest cash withdrawal for up to 50 days, get reward points on spending & more with the RBL/DBS credit card.

- Investment & Insurance

● Investment: Explore a plethora of options for investment such as Fixed Deposits, Mutual funds & Systematic Deposit Plans (SDP). Get special interest on Senior Citizens’ Fixed Deposits.
● Insurance: Get insured on the go. Apply for Life Insurance, Health Insurance, Motor Insurance, 2 Wheeler Insurances, etc. in just a few clicks using this insurance app.

- Top Apps in one place

Access best deals from top apps & save your storage with In-App Programs. Book flights & hotels, sell old cars, get the best price for old phones, buy medicines at discounts, and more.

The Bajaj Finserv app is here to simplify your bill payments and financial needs. You can apply for personal loan, RBL credit card, EMI Card, pay bills and shop for the latest electronics and home appliances with the Bajaj Finserv app.
 
What’s New Section:
Explore our newly launched features -
- Bill payments and mobile recharge
- Bajaj Finserv wallet
- Best discounts on monthly bill
- Store locator
- Expense manager
- In-App Program
 
Instant Personal Loan App
You can apply for an instant personal loan of up to ₹25 Lakh and get quick approval with this personal loan app. Instant personal loan is available at minimal documentation for professionals & self-employed individuals at affordable interest rates.

Highlights of instant personal loan

- Finance Amount: ₹30,000 to ₹25 Lakh
- Repayment Tenure: 12 to 84 months
- Rate of Interest / Annual Percentage Rate (APR): 12% to 34%
- Processing Fees: ₹500 to ₹2000
 
E.g. of Personal Loan  
For ₹1,00,000/- borrowed at Interest rate* of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹1000, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,14,572.
*Interest rate and processing fees varies as per the products.
 
Bill Payments, DTH and Mobile Recharge app

- Mobile Recharge: Recharge mobile for all top operators like Vi, Reliance Jio, Airtel, BSNL etc. all on a single platform. Browse from the top prepaid recharge plans and pay for your mobile recharge right from your home. You can do both your prepaid mobile and postpaid mobile recharge online.
- DTH Recharge: Pay for your DTH recharge for top billers like Tatasky, Airtel DTH, Videocon D2H, Sun Direct TV etc.
- Utility Bill Payments: Make electricity bill payment online along with utilities such as water bill, LPG, etc from the comfort of your home. Pay for all top service providers like MSEB, Adani Electricity Mumbai, BSES, BESCOM, Indane Gas, HP Gas, Bharat Gas etc.
- FASTag: Pay and manage your FASTag account using Bajaj Finserv wallet for any vehicle & skip the toll. Link your UPI with the app for easy & quick payments.
 
You can also pay your hospital bills, education fees, credit card bills using the Bajaj Finserv wallet. The variety of payment modes also include credit card, debit card, UPI payments, Bajaj Finserv wallet and net banking.

Your daily payments are now easy with Bajaj Finserv Wallet. Load money in your wallet to make in-store and online payments with a simple click. You can use your wallet balance to make online bill payments easily.
 
Shop online on EMI
Buy the latest electronics, home appliances online at easy EMIs from India’s only EMI store. Get the best products from top brands delivered at your doorstep.
Mobile on EMI: Buy the latest mobiles including iPhone, Oppo, Vivo, Samsung, MI at EMI.
Home appliances on EMI: Upgrade your home with the latest home appliances at EMI. Shop  AC, TV at the EMI store.

 
EMI Card
Get your EMI card by applying online using the mobile app. Pay your EMIs online, get access to latest deals & offers on the app. Digitise your card & get access to your EMI Card limit. Use this limit to shop mobile, AC, TV, home appliances at no-cost EMIs.
 
Credit Card
You can apply for Bajaj Finserv Co-brand Credit Card in 3 easy steps. Keep track of your Credit card transactions, make credit card bill payments and download statements on the go. Enjoy contactless transactions, interest-free cash withdrawal for up to 50 days, reward points on spends and more with the RBL credit card.
 
Investment & Insurance App
Fixed Deposit: Invest in Bajaj Finance Fixed Deposits and get assured high returns. Get special interest rates for senior citizens.
 
Top Apps in one place
Access best deals from top apps and save your storage with In-App Programs. Book flights & hotels, sell old cars, get the best price for old phones, buy medicines at discounts and more.