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Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts

Transfer Money and Pay Bills
•Securely send and receive money with Zelle® using a US mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID/Face ID®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
•Trade stocks,ETFs,mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICO® Credit Score
•Easily check your FICO® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
•Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates apply.

¹To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.
⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (BofA Corp). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (MLLA), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, NA, and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products
•Are Not FDIC Insurance
•Are Not Bank Guaranteed
•May Lose Value

All features may not be available in iPad and may only be available for certain account types

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license

iPhone, iPad, Touch ID and Face ID are registered trademarks of Apple®, Inc
Bank of America related trademarks are trademarks of Bank of America Corporation
Bank of America, NA Member FDIC
©2025 Bank of America Corporation

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts

Transfer Money and Pay Bills
•Securely send and receive money with Zelle® using a US mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID/Face ID®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
•Trade stocks,ETFs,mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICO® Credit Score
•Easily check your FICO® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
•Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates apply.

¹To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.
⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (BofA Corp). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (MLLA), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, NA, and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products
•Are Not FDIC Insurance
•Are Not Bank Guaranteed
•May Lose Value

All features may not be available in iPad and may only be available for certain account types

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license

iPhone, iPad, Touch ID and Face ID are registered trademarks of Apple®, Inc
Bank of America related trademarks are trademarks of Bank of America Corporation
Bank of America, NA Member FDIC
©2025 Bank of America Corporation

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts

Transfer Money and Pay Bills
•Securely send and receive money with Zelle® using a US mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID/Face ID®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
•Trade stocks,ETFs,mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICO® Credit Score
•Easily check your FICO® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
•Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates apply.

¹To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.
⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (BofA Corp). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (MLLA), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, NA, and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products
•Are Not FDIC Insurance
•Are Not Bank Guaranteed
•May Lose Value

All features may not be available in iPad and may only be available for certain account types

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license

iPhone, iPad, Touch ID and Face ID are registered trademarks of Apple®, Inc
Bank of America related trademarks are trademarks of Bank of America Corporation
Bank of America, NA Member FDIC
©2025 Bank of America Corporation

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts

Transfer Money and Pay Bills
•Securely send and receive money with Zelle® using a US mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID/Face ID®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
•Trade stocks,ETFs,mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICO® Credit Score
•Easily check your FICO® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
•Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates apply.

¹To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.
⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (BofA Corp). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (MLLA), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, NA, and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products
•Are Not FDIC Insurance
•Are Not Bank Guaranteed
•May Lose Value

All features may not be available in iPad and may only be available for certain account types

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license

iPhone, iPad, Touch ID and Face ID are registered trademarks of Apple®, Inc
Bank of America related trademarks are trademarks of Bank of America Corporation
Bank of America, NA Member FDIC
©2025 Bank of America Corporation

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts

Transfer Money and Pay Bills
•Securely send and receive money with Zelle® using a US mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID/Face ID®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
•Trade stocks,ETFs,mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICO® Credit Score
•Easily check your FICO® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
•Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates apply.

¹To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.
⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (BofA Corp). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (MLLA), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, NA, and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products
•Are Not FDIC Insurance
•Are Not Bank Guaranteed
•May Lose Value

All features may not be available in iPad and may only be available for certain account types

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license

iPhone, iPad, Touch ID and Face ID are registered trademarks of Apple®, Inc
Bank of America related trademarks are trademarks of Bank of America Corporation
Bank of America, NA Member FDIC
©2025 Bank of America Corporation

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts

Transfer Money and Pay Bills
•Securely send and receive money with Zelle® using a US mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID/Face ID®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
•Trade stocks,ETFs,mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICO® Credit Score
•Easily check your FICO® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
•Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates apply.

¹To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.
⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (BofA Corp). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (MLLA), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, NA, and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products
•Are Not FDIC Insurance
•Are Not Bank Guaranteed
•May Lose Value

All features may not be available in iPad and may only be available for certain account types

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license

iPhone, iPad, Touch ID and Face ID are registered trademarks of Apple®, Inc
Bank of America related trademarks are trademarks of Bank of America Corporation
Bank of America, NA Member FDIC
©2025 Bank of America Corporation

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts

Transfer Money and Pay Bills
•Securely send and receive money with Zelle® using a US mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID/Face ID®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
•Trade stocks,ETFs,mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICO® Credit Score
•Easily check your FICO® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
•Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates apply.

¹To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.
⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (BofA Corp). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (MLLA), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, NA, and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products
•Are Not FDIC Insurance
•Are Not Bank Guaranteed
•May Lose Value

All features may not be available in iPad and may only be available for certain account types

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license

iPhone, iPad, Touch ID and Face ID are registered trademarks of Apple®, Inc
Bank of America related trademarks are trademarks of Bank of America Corporation
Bank of America, NA Member FDIC
©2025 Bank of America Corporation

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts

Transfer Money and Pay Bills
•Securely send and receive money with Zelle® using a US mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID/Face ID®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
•Trade stocks,ETFs,mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICO® Credit Score
•Easily check your FICO® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
•Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates apply.

¹Zelle transfers require enrollment and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.
⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.
Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (BofA Corp). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (MLLA), a licensed insurance agency and wholly owned subsidiary of BofA Corp.
Banking products are provided by Bank of America, NA, and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products
•Are Not FDIC Insurance
•Are Not Bank Guaranteed
•May Lose Value

All features may not be available in iPad and may only be available for certain account types
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license

iPhone, iPad, Touch ID and Face ID are registered trademarks of Apple®, Inc
Bank of America related trademarks are trademarks of Bank of America Corporation
Bank of America, NA Member FDIC
©2025 Bank of America Corporation

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts

Transfer Money and Pay Bills
•Securely send and receive money with Zelle® using a US mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID/Face ID®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
•Trade stocks,ETFs,mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICO® Credit Score
•Easily check your FICO® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
•Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates apply.

¹Zelle transfers require enrollment and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.
⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.
Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (BofA Corp). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (MLLA), a licensed insurance agency and wholly owned subsidiary of BofA Corp.
Banking products are provided by Bank of America, NA, and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products
•Are Not FDIC Insurance
•Are Not Bank Guaranteed
•May Lose Value

All features may not be available in iPad and may only be available for certain account types
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license

iPhone, iPad, Touch ID and Face ID are registered trademarks of Apple®, Inc
Bank of America related trademarks are trademarks of Bank of America Corporation
Bank of America, NA Member FDIC
©2025 Bank of America Corporation

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts

Transfer Money and Pay Bills
•Securely send and receive money with Zelle® using a US mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID/Face ID®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
•Trade stocks,ETFs,mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICO® Credit Score
•Easily check your FICO® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
•Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates apply.

¹Zelle transfers require enrollment and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.
⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.
Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (BofA Corp). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (MLLA), a licensed insurance agency and wholly owned subsidiary of BofA Corp.
Banking products are provided by Bank of America, NA, and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products
•Are Not FDIC Insurance
•Are Not Bank Guaranteed
•May Lose Value

All features may not be available in iPad and may only be available for certain account types
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license

iPhone, iPad, Touch ID and Face ID are registered trademarks of Apple®, Inc
Bank of America related trademarks are trademarks of Bank of America Corporation
Bank of America, NA Member FDIC
©2025 Bank of America Corporation