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Wamo is the fully digital business account for freelancers, startups, and modern companies.
Open your account online in minutes — no paperwork, no appointments.

Send and receive money across Europe, manage payments, issue cards, and access powerful tools to run your business — all in one place.

• Fast and secure EU business account
• Instant payments within the EU
• Virtual and physical debit cards
• Local EU IBANs for your company
• Transparent pricing, no hidden fees

Wamo is built for entrepreneurs who value speed, flexibility, and control.
Simple, powerful, and made for growth.
Try Wamo today and take charge of your business finances.

Wamo is a financial service compliant with European regulations. Accounts are provided by licensed and regulated partners. Learn more at wamo.io.

Wamo is the fully digital business account for freelancers, startups, and modern companies.
Open your account online in minutes — no paperwork, no appointments.

Send and receive money across Europe, manage payments, issue cards, and access powerful tools to run your business — all in one place.

• Fast and secure EU business account
• Instant payments within the EU
• Virtual and physical debit cards
• Local EU IBANs for your company
• Transparent pricing, no hidden fees

Wamo is built for entrepreneurs who value speed, flexibility, and control.
Simple, powerful, and made for growth.
Try Wamo today and take charge of your business finances.

Wamo is a financial service compliant with European regulations. Accounts are provided by licensed and regulated partners. Learn more at wamo.io.

None of the usual business bank account limits apply.
For businesses of all sizes - from freelancers to start-ups, to SMEs and corporations - wamo makes it easy to manage every aspect of your business finances from one place.

Limitless accounts
Open your wamo business account in minutes and create as many sub-accounts as you like. It’s the best way to streamline your finances. Use sub-accounts to manage and budget for your teams, projects and business expenses. Each sub-account can be connected to a physical and/or virtual Visa debit card issued and managed by you.

Choose between GBP and Euros, exchange currencies between sub-accounts and send and receive money when you want with SEPA and Swift.

Flexible cards
Issue as many Visa debit cards as you and your team need. Use visual cards for speed and security and physical cards for carrying and withdrawals.

The poor, over-used single business card that gets passed around the office, can go OOO for good. Oversee and manage each of your employee cards and freeze and unfreeze at a tap of the screen - all from your wamo dashboard.

Multiple payments
We’ve made payments as easy as you’ve always thought they should be. No hardware needed.

Get paid or pay via payment links, QR codes, regular transfers or through free wamo-to-wamo in-app payments (think peer-to-peer payments but for business, hooray!). Wherever your customer is and however they want to pay, wamo makes it possible. Never be limited by the kinds of payments you can accept ever again.

Coming soon: Future and recurring payments and oversee all incoming and outgoings from your wamo dashboard.

QR tech
You can take payments instantly by having your customer scan the QR code on your phone that comes with your wamo business account. But with wamo, you don’t even need a phone to take a payment - wamo QR stickers can be placed anywhere for your customers to simply scan and pay, instantly.

Place your digital QR code on your website or on your social media posts to make it easy for your customers to scan and pay online.

No cards, no cash, no machines, no integrating payment systems. Just money in your account, instantly.

Do what you love and let wamo take care of the rest.

None of the usual business bank account limits apply.
For businesses of all sizes - from freelancers to start-ups, to SMEs and corporations - wamo makes it easy to manage every aspect of your business finances from one place.

Limitless accounts
Open your wamo business account in minutes and create as many sub-accounts as you like. It’s the best way to streamline your finances. Use sub-accounts to manage and budget for your teams, projects and business expenses. Each sub-account can be connected to a physical and/or virtual Visa debit card issued and managed by you.

Choose between GBP and Euros, exchange currencies between sub-accounts and send and receive money when you want with SEPA and Swift.

Flexible cards
Issue as many Visa debit cards as you and your team need. Use visual cards for speed and security and physical cards for carrying and withdrawals.

The poor, over-used single business card that gets passed around the office, can go OOO for good. Oversee and manage each of your employee cards and freeze and unfreeze at a tap of the screen - all from your wamo dashboard.

Multiple payments
We’ve made payments as easy as you’ve always thought they should be. No hardware needed.

Get paid or pay via payment links, QR codes, regular transfers or through free wamo-to-wamo in-app payments (think peer-to-peer payments but for business, hooray!). Wherever your customer is and however they want to pay, wamo makes it possible. Never be limited by the kinds of payments you can accept ever again.

Coming soon: Future and recurring payments and oversee all incoming and outgoings from your wamo dashboard.

QR tech
You can take payments instantly by having your customer scan the QR code on your phone that comes with your wamo business account. But with wamo, you don’t even need a phone to take a payment - wamo QR stickers can be placed anywhere for your customers to simply scan and pay, instantly.

Place your digital QR code on your website or on your social media posts to make it easy for your customers to scan and pay online.

No cards, no cash, no machines, no integrating payment systems. Just money in your account, instantly.

Do what you love and let wamo take care of the rest.