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KKP Better is the all-new financial application from Kiatnakin Phatra Bank, designed to meet your needs. Savings, loans, investments, insurance, and financial planning - all in one app.

Enhanced features for your Better life.
- Better Box Lets you organize KKP SAVVY account money into 'boxes' for every goal. Separate income and expenses. Allocate your money, your way.
- Better Bonus Bonus interest on top of your KKP SAVVY savings account’s base interest, which grows with your deposit duration. Longer savings, higher bonus with flexibility to withdraw anytime.
- Better Investment One account, access over 1,000 funds from 19 leading AMCs. Plus, save costs and maximize your returns with fee-free E-Class funds.
- Better Lending Ready credit line with a 5-minute decision. Pay no interest if unused and get an interest rate discount for essential expenses in specified categories.
- Better Insurance Generali quality insurance - No health checks, easy purchase via app. Conveniently file claims through the GEN 365 app with no paperwork required.
- Asset Summary Clearly view your deposits, investments, and total assets, allowing for precise spending and worry-free financial planning.

Warning
- KKP SAVVY Savings Account: Interest rates, terms and conditions are subject to Kiatnakin Phatra Bank's criteria and requirements.
- Investors should understand the product characteristics, terms and conditions, returns, and risks before making investment decisions. KKP Better app by Kiatnakin Phatra Bank is a service channel of Kiatnakin Phatra Securities Public Company Limited. Some funds do not charge management fees, while some funds do not charge front-end fees. For more information, please refer to the fund's prospectus.
- Please request the prospectus from Kiatnakin Phatra Securities PCL. or the relevant AMC for more information.
- These funds are managed by Kiatnakin Phatra Asset Management Co., Ltd.
- Borrow only what is necessary and within your repayment capacity. The Effective Interest Rate (EIR) ranges from 9.99% - 25% per annum. Credit consideration criteria and conditions are subject to Kiatnakin Phatra Bank. Please study the product details thoroughly.
- Insurance applicants should understand coverage details and terms and conditions before making insurance decisions. The insurance is underwritten by Generali Insurance (Thailand) Public Company Limited. Kiatnakin Phatra Bank Public Company Limited acts as a non-life insurance broker.

KKP Better is the all-new financial application from Kiatnakin Phatra Bank, designed to meet your needs. Savings, loans, investments, insurance, and financial planning - all in one app.

Enhanced features for your Better life.
- Better Box Lets you organize KKP SAVVY account money into 'boxes' for every goal. Separate income and expenses. Allocate your money, your way.
- Better Bonus Bonus interest on top of your KKP SAVVY savings account’s base interest, which grows with your deposit duration. Longer savings, higher bonus with flexibility to withdraw anytime.
- Better Investment One account, access over 1,000 funds from 19 leading AMCs. Plus, save costs and maximize your returns with fee-free E-Class funds.
- Better Lending Ready credit line with a 5-minute decision. Pay no interest if unused and get an interest rate discount for essential expenses in specified categories.
- Better Insurance Generali quality insurance - No health checks, easy purchase via app. Conveniently file claims through the GEN 365 app with no paperwork required.
- Asset Summary Clearly view your deposits, investments, and total assets, allowing for precise spending and worry-free financial planning.

Warning
- KKP SAVVY Savings Account: Interest rates, terms and conditions are subject to Kiatnakin Phatra Bank's criteria and requirements.
- Investors should understand the product characteristics, terms and conditions, returns, and risks before making investment decisions. KKP Better app by Kiatnakin Phatra Bank is a service channel of Kiatnakin Phatra Securities Public Company Limited. Some funds do not charge management fees, while some funds do not charge front-end fees. For more information, please refer to the fund's prospectus.
- Please request the prospectus from Kiatnakin Phatra Securities PCL. or the relevant AMC for more information.
- These funds are managed by Kiatnakin Phatra Asset Management Co., Ltd.
- Borrow only what is necessary and within your repayment capacity. The Effective Interest Rate (EIR) ranges from 9.99% - 25% per annum. Credit consideration criteria and conditions are subject to Kiatnakin Phatra Bank. Please study the product details thoroughly.
- Insurance applicants should understand coverage details and terms and conditions before making insurance decisions. The insurance is underwritten by Generali Insurance (Thailand) Public Company Limited. Kiatnakin Phatra Bank Public Company Limited acts as a non-life insurance broker.

KKP MOBILE, an application from Kiatnakin Phatra Financial Group, makes managing your finances easier and more convenient. It offers a full range of services, including deposit accounts, investments, loans, debit cards, and insurance, all in one place. The app is user-friendly, allowing you to open an account by yourself anytime, anywhere, with advanced security features that ensure safe and secure transactions.

Deposit Products:
- Open savings accounts and fixed deposit accounts online with high interest rates
- Money transfer via mobile phone number/ make bill payments with ease/ Cashless withdrawal / QR scan payment
- Top up Easy Pass, free of charge
- PromptPay service
- Never miss a payment with payment reminder feature

Invest with EDGE: Elevate your investment experience with access to Thai stocks, foreign stocks, bonds, mutual funds, and ETFs from over 50 leading global asset management firms. Receive timely investment advice for every situation.
- Open an online investment account with EDGE and monitor your transactions in real-time.
- Easily buy, sell, or switch funds with convenience.
- Enjoy E-Class funds with zero fees from KKPAM, backed by the expertise of Kiatnakin Phatra Financial Group’s fund managers with over 50 years of service.
- Comprehensive financial planning services, including retirement planning, children’s education, tax strategies, and holistic investment solutions.

Loan Products*:
- Easily apply for a personal loan by yourself
- Check your credit with a simple dashboard
- Adjust installment amount to suit your needs.
- Debt restructuring service

NDID Service:
- Digital identity verification service
- The dStatement service lets you requests and sends out interbank account statements
- Credit score information service (NCB)

Insurance Products:
- Buy insurance online, all in one place.
- Pay your annual insurance premium with ease.

*Remarks
- Personal Loan up to 2,000,000 THB
- Annual Interest rate 9.99% - 25%, for value customer who always pay on due (No additional fee to be changed)
- There is a stamp duty 0.05% of approved credit limit for onetime payment
- Installment plan from 12 - 72 months

Example of installment payment
When the customer has been approved for a personal loan of 100,000 THB with a 12-month installment plan at an interest rate of 10%, the customer will need to pay 9,216.67 THB in the first month (plus an additional 50 THB for stamp duty) and 9,166.67 THB per month thereafter (including both principal and monthly interests). In total, the customer will need to pay 110,050 THB (100,000 THB for the principal, 10,000 THB for interest, and 50 THB for stamp duty).

KKP MOBILE, an application from Kiatnakin Phatra Financial Group, makes managing your finances easier and more convenient. It offers a full range of services, including deposit accounts, investments, loans, debit cards, and insurance, all in one place. The app is user-friendly, allowing you to open an account by yourself anytime, anywhere, with advanced security features that ensure safe and secure transactions.

Deposit Products:
- Open savings accounts and fixed deposit accounts online with high interest rates
- Money transfer via mobile phone number/ make bill payments with ease/ Cashless withdrawal / QR scan payment
- Top up Easy Pass, free of charge
- PromptPay service
- Never miss a payment with payment reminder feature

Invest with EDGE: Elevate your investment experience with access to Thai stocks, foreign stocks, bonds, mutual funds, and ETFs from over 50 leading global asset management firms. Receive timely investment advice for every situation.
- Open an online investment account with EDGE and monitor your transactions in real-time.
- Easily buy, sell, or switch funds with convenience.
- Enjoy E-Class funds with zero fees from KKPAM, backed by the expertise of Kiatnakin Phatra Financial Group’s fund managers with over 50 years of service.
- Comprehensive financial planning services, including retirement planning, children’s education, tax strategies, and holistic investment solutions.

Loan Products*:
- Easily apply for a personal loan by yourself
- Check your credit with a simple dashboard
- Adjust installment amount to suit your needs.
- Debt restructuring service

NDID Service:
- Digital identity verification service
- The dStatement service lets you requests and sends out interbank account statements
- Credit score information service (NCB)

Insurance Products:
- Buy insurance online, all in one place.
- Pay your annual insurance premium with ease.

*Remarks
- Personal Loan up to 2,000,000 THB
- Annual Interest rate 9.99% - 25%, for value customer who always pay on due (No additional fee to be changed)
- There is a stamp duty 0.05% of approved credit limit for onetime payment
- Installment plan from 12 - 72 months

Example of installment payment
When the customer has been approved for a personal loan of 100,000 THB with a 12-month installment plan at an interest rate of 10%, the customer will need to pay 9,216.67 THB in the first month (plus an additional 50 THB for stamp duty) and 9,166.67 THB per month thereafter (including both principal and monthly interests). In total, the customer will need to pay 110,050 THB (100,000 THB for the principal, 10,000 THB for interest, and 50 THB for stamp duty).

KKP MOBILE, an application from Kiatnakin Phatra Financial Group, makes managing your finances easier and more convenient. It offers a full range of services, including deposit accounts, investments, loans, debit cards, and insurance, all in one place. The app is user-friendly, allowing you to open an account by yourself anytime, anywhere, with advanced security features that ensure safe and secure transactions.

Deposit Products:
- Open savings accounts and fixed deposit accounts online with high interest rates
- Money transfer via mobile phone number/ make bill payments with ease/ Cashless withdrawal / QR scan payment
- Top up Easy Pass, free of charge
- PromptPay service
- Never miss a payment with payment reminder feature

Invest with EDGE: Elevate your investment experience with access to Thai stocks, foreign stocks, bonds, mutual funds, and ETFs from over 50 leading global asset management firms. Receive timely investment advice for every situation.
- Open an online investment account with EDGE and monitor your transactions in real-time.
- Easily buy, sell, or switch funds with convenience.
- Enjoy E-Class funds with zero fees from KKPAM, backed by the expertise of Kiatnakin Phatra Financial Group’s fund managers with over 50 years of service.
- Comprehensive financial planning services, including retirement planning, children’s education, tax strategies, and holistic investment solutions.

Loan Products*:
- Easily apply for a personal loan by yourself
- Check your credit with a simple dashboard
- Adjust installment amount to suit your needs.
- Debt restructuring service

NDID Service:
- Digital identity verification service
- The dStatement service lets you requests and sends out interbank account statements
- Credit score information service (NCB)

Insurance Products:
- Buy insurance online, all in one place.
- Pay your annual insurance premium with ease.

*Remarks
- Personal Loan up to 2,000,000 THB
- Annual Interest rate 9.99% - 25%, for value customer who always pay on due (No additional fee to be changed)
- There is a stamp duty 0.05% of approved credit limit for onetime payment
- Installment plan from 12 - 72 months

Example of installment payment
When the customer has been approved for a personal loan of 100,000 THB with a 12-month installment plan at an interest rate of 10%, the customer will need to pay 9,216.67 THB in the first month (plus an additional 50 THB for stamp duty) and 9,166.67 THB per month thereafter (including both principal and monthly interests). In total, the customer will need to pay 110,050 THB (100,000 THB for the principal, 10,000 THB for interest, and 50 THB for stamp duty).