Need an urgent loan? KreditBee is the best online personal loan app that gives you money in the bank in just 10 minutes. As an instant personal loan app, trusted by over 5 Crore users across the country, we offer quick personal loan online with low processing fees and instant credit directly to your bank account.
Our process is 100% online, so get funds - anytime, anywhere.
~ Online personal loans between ₹1,000 to ₹4,00,000
~ Loan interest rates range between 0% to 29.95% per year
~ Loan tenures of 3 to 24 months
~ APR range - 0 to 70%
~ Low transaction fees
~ Quick loans & easy EMIs
What makes KreditBee ideal for every customer?
● Quick online loans
● Low-interest rates
● Easy application process
● Fast loan approval
● Digital processing & 10-minute loan disbursal
● Manageable EMIs to repay the online loan
Features of KreditBee personal loan app
- Fast Loan Approval and Quick Disbursal: With a 100% online process, get fast approval and quick loan disbursal.
- Easy EMIs: Repay your advance loan within 3 to 24 months.
- Paperless: Our online personal loan app requires no physical paperwork. Submit required documents online.
- Full Transparency: We maintain complete transparency with our customers.
- Convenient: Get quick personal loans anytime, anywhere.
- Languages: English & Hindi
Why KreditBee?
● Quick Personal Loan for All Purposes and Needs: Low-interest loans to fulfil all types of instant credit needs including covering emergency expenses, consolidating debt, funds for travel, education, shopping, wedding, home repairs, medical bills and much more.
● Flexible Interest Rates and Tenures: Online personal loans with interest rates from 0% to 29.95% p.a., depending on your credit score. Also, get flexible tenure options of 3 to 24 months for loan repayment.
● Transparency and Security: We only work with RBI-certified NBFCs/banks guaranteed to be transparent, safe and secure.
Our Loan Offerings
► Flexi Personal Loan – Flexi personal loans ranging from ₹1,000 to ₹1,00,000 with repayment tenures of 3-12 months. Documents required are your PAN card and proof of address.
► Personal Loan for Salaried – Personal loans for salaried individuals for amounts ranging from ₹10,000 to ₹4,00,000 with flexible tenure of 3 to 24 months. You need a PAN card, address proof and salary proof, to avail of the loan.
► Personal Loan for Self-employed – Personal loans for self-employed or business owners range between ₹5,000 to ₹1,50,000 with flexible repayment terms from 3 to 12 months. Apply online for a fast loan using your PAN card and address proof.
► Purchase Loan – Transform your shopping experience with Purchase on EMI on KreditBee. Now, shop online or offline with over 2 lakh merchants for a wide range of products and convert your purchase of up to ₹2,00,000 into easy EMIs without any processing fees. Need a PAN card and address proof to apply.
Personal Loan for Salaried Individuals (Example)
■ Loan Amount: ₹400,000
■ Tenure: 24-months
■ Rate of Interest: 20% per annum
■ Processing Fee: ₹12,000 (3%)
■ Onboarding Fee for New Customers: ₹500
■ GST on Onboarding & Processing Fee: ₹2,250
■ Total Interest: ₹88,592
■ EMI: ₹20,358
■ APR: 23.33%
■ Amount Disbursed: ₹3,85,250
■ Total Repayment Amount: ₹4,88,592
Eligibility
a. Indian national
b. Over the age of 21
c. Steady monthly income
Steps to avail of an instant loan
1. Install KreditBee loan app
2. Sign up using mobile number
3. Provide your PAN number & check eligibility
4. Upload KYC documents, including your address and get your profile verified
5. Choose your loan amount and tenure
6. Provide your bank details
7. Request money transfer in your bank account
Contact Us
Mail: help@kreditbee.in
Call: 080-44292200/080-68534522
Address: 16/3 Adarsh Crystal, Jogupalya, Cambridge Layout, Bengaluru – 560008
Download the instant personal loan app now to get an instant personal loan online!