Plum: Smart Investing & Saving
Stocks, Funds, Earn interest
更新日志
New feature: Plum Widget
You can now add your pockets and goals you’ve created to your phone home screen.
Monitor your progress in real time, directly from your Home screen or Today view, it can help you score them quicker!
Thanks for downloading Plum!
We really appreciate your support.
In this update we’ve made some magic bug fixes to make sure your app always runs smoothly.
You just need to ensure you’re using the latest version to unleash the full power of Plum.
Also, coming soon... we’re launching a stock investing feature. So you’ll be able to trade fractional stocks and crypto currencies. Plus, we have plans to launch our own spending card.
If you’re enjoying Plum then please leave us a nice review.
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应用描述
At Plum, we’re on a mission to make your money go further.
Our smart automation helps you put money aside and easily invest in what matters to you.
Here’s how…
GIVE YOUR BANK A BRAIN
• Link your bank accounts and credit cards so Plum can give you an overview of all your finances
• Plum is then able to automate your deposits to help you put more money aside over time
• You choose the Rules that control how much money you’d like to set aside
• Options include our Automatic algorithm and Round Ups
• Gamify the process with our 52 Week Challenge or Rainy Days Rule
• Withdraw anytime, as often as you’d like (except pension)
AUTOMATE DEPOSITS
• Use our Splitter to apportion your deposits between your savings and investments
• Earn up to 1.01% AER on your savings with a FSCS protected, Interest Pocket*
• Investment options include stocks†, funds or a Self Invested Personal Pension (SIPP)
• Start investing in a Stocks & Share ISA or General Investment Account with just £1
* Easy Access Interest Pockets are provided by Investec Bank Plc.
† Automated stock investments COMING SOON !!!
UNLIMITED COMMISSION-FREE‡ STOCK INVESTING FOR ALL CUSTOMERS
• Create your profile in minutes to start buying and selling US company stock
• Choose to invest in shares (or fractionals) from +500 companies like Apple, Facebook and Tesla
‡ A 0.45% FX currency conversion markup and nominal regulatory fees still apply. If you were to buy and then sell 1 share worth $100, total fees charged for these 2 trades would be around $0.90.
DIVERSIFY YOUR INVESTMENTS WITH FUNDS
• Choose from 12 different funds themed around risk level or sector
• Personalise your portfolio with funds like ‘Slow & Steady’, ‘Tech Giants’ or options with an ethical focus
• Funds are professionally managed, and each one contains lots of different company shares
• As with all Plum investments, the fees§ are intuitive and transparent
• From £1.00 per month subscription fee for Plum Plus (first month free)
§Here are the fees that you’ll be charged when you invest with Plum:
• £1.00 minimum monthly subscription
• 0.48% average annual fund management plus provider fee‖
• No hidden transaction or trading costs
• No withdrawal fees or limits
‖This includes a fund management fee of 0.15% which goes to our technological partner, as well as a 0.06%–0.90% fund provider fee, depending on the specific investment fund(s) you choose.
GET READY FOR RETIREMENT
• Consolidate all your existing pensions in one place with a Plum SIPP
• Invest your pension savings into a risk managed fund (based on your age and target retirement date)
• Pick from a range of diversified global funds.
• There are no subscription charges for a Plum SIPP¶
• Get tax relief on your contributions
¶ A 0.45% annual Product Provider fee and average 0.25% annual fund management fee still apply.
Fund management fee depends on the fund(s) you choose.
COMPARE BILLS, SWITCH SUPPLIERS AND BUDGET BETTER
• Compare household bills, like gas / electric, broadband or insurance
• We’ll let you know if there’s a better deal and can switch you in seconds
• Use Money Maximiser to get a real-time view of your budget
OUR TECH KEEPS YOU SAFE
• We support biometric security (face & fingerprint ID)
• Any sensitive data we hold is stored using symmetric cryptography (AES)
• We use 256-bit TLS encryption to communicate with our servers
WE’RE HERE WHEN YOU NEED US
• Customer support available 7 days a week
WE PRIORITISE YOUR PRIVACY
• We never share your data with third parties without your consent
Plum is a trading name of Plum Fintech Limited. Plum Fintech Limited is a registered AISP with the FCA (FRN: 836158). Plum Money is the trading name of Saveable. Saveable Limited is authorised and regulated by the FCA (FRN: 739214) as an investment firm and credit brokerage firm.
For investments and pensions, all fund management and provider fees are charged annually, billed monthly and immediately reflected in your portfolio.
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